Pay Your Bill

For your convenience, SMWD provides several ways for you to pay your water bill:


As of February 1, 2016, the Santa Margarita Water District implemented a new budget-based rate structure. In an effort to ensure accuracy at all levels of the new process, there was a delay in distributing February water bills. The regular billing cycle will resume in March, so you may receive your March bill within days of receiving your February bill. You have 25 days from the date printed on each bill to pay the respective water bill and no late fees will be incurred during that period. We sincerely apologize for the inconvenience. Please contact us at (949) 459-6420 with any questions.  


E.BILL Online Payment:

With the quick and convenient E.BILL online bill pay program, you can sign up to pay your bills online with a credit card or checking account and stop receiving paper bills. Or you can make a one-time payment without setting up an E.BILL account.

Visit E.Bill

  • Log In / Enroll - A new window will open.
  • One-time Payment (Opens in a new window) - You can make a one-time payment online using your credit card or electronic check. Please have your account number ready.

Via Mail:

Mail your payment made payable to Santa Margarita Water District, with the bottom portion of your bill to:

Santa Margarita Water District
P.O. Box 7005
Mission Viejo, CA 92690-7005

In Person:

Bring your payment to the lobby area at District headquarters:

Santa Margarita Water District
26111 Antonio Parkway
Rancho Santa Margarita, CA 92688

Direct Pay:

Available to all residential and business customers billed by SMWD, Direct Pay automatically deducts the amount of your water bill from your checking account 10 days after the bill date. Download the DirectPay Application or call (949) 459-6420 for more information.

By Phone:

Call customer service 24/7 at (949) 459-6420 and follow the prompt to pay your bill over the phone.

After Hours:

You can drop off your payments after hours at the night-drop mailbox located outside SMWD headquarters, near the circular driveway. Payments will be recorded the next business day.

Please be aware that SMWD does not accept payments from Money Express Services Centers or other offsite payment and check cashing centers. If you have additional questions regarding payment options, please contact our customer service department at 949-459-6420.

Having Trouble Paying Your Water Bill?


You may qualify for assistance.  Please contact Orange County 211 by dialing 2-1-1 or my visiting

SMWD is currently closed

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